If you have recently been denied credit from a client of CL Verify, their decision may have been based, in part, from the information we provided to them. Click here to request information about your CL Verify Credit Report and confirm that your information is correct
Please note that we cannot inform you of the specific reasons your application for credit was denied. We can only supply you with the information given to our client at the time of your application.
CL Verify is an FCRA compliant credit bureau that provides decision support solutions to lenders and other financial services companies. CL Verify provides access to data and analytic solutions designed to deliver the most accurate, current, and complete information available with which to determine the risk and opportunity associated with underwriting various consumer financial products and services.
A consumer credit report is a factual record of an individual’s credit payment history as reported by his or her creditors. It can be provided only for purposes permitted by law and serves as your credit references for businesses. Credit reports are most frequently used to help lenders quickly and objectively decide whether to grant you credit. Once a consumer credit report is requested, the information requested is compiled in a matter of seconds and transmitted back to the lender for their consideration. Some examples of lenders include car loans, credit cards, rent-to-own, short –term unsecured loans, community banks and credit unions. A credit report may also be used in making decisions about employment, rental agreements, insurance applications and other business relationships.